STAND. COM. REP. NO.  1059


Honolulu, Hawaii

                , 2021


RE:   S.B. No. 1100

      S.D. 1

      H.D. 1





Honorable Scott K. Saiki

Speaker, House of Representatives

Thirty-First State Legislature

Regular Session of 2021

State of Hawaii




     Your Committee on Consumer Protection & Commerce, to which was referred S.B. No. 1100, S.D. 1, entitled:




begs leave to report as follows:


     The purpose of this measure is to adopt the National Association of Insurance Commissioners' Insurance Data Security Model Law to establish insurance data security standards for insurance licensees.


     Your Committee received testimony in support of this measure from the Department of Commerce and Consumer Affairs.  Your Committee received comments on this measure from the American Council of Life Insurers.


     Your Committee finds that there have been several major data breaches involving large insurers that exposed and compromised the sensitive personal information of millions of insurance consumers.  As a result of these breaches, state insurance regulators made the reevaluation of the regulations around cybersecurity and consumer data protection a top priority.  After almost two months of extensive deliberations, the National Association of Insurance Commissioners adopted the Insurance Data Security Model Law, which provides state insurance regulators with the tools they need to better protect sensitive consumer information.


     Your Committee has amended this measure by:


     (1)  Extending the implementation date for certain provisions as applied to risk retention groups chartered and licensed in this State by one additional year; and


     (2)  Making technical, nonsubstantive amendments for the purposes of clarity, consistency, and style.


     As affirmed by the record of votes of the members of your Committee on Consumer Protection & Commerce that is attached to this report, your Committee is in accord with the intent and purpose of S.B. No. 1100, S.D. 1, as amended herein, and recommends that it pass Second Reading in the form attached hereto as S.B. No. 1100, S.D. 1, H.D. 1, and be referred to your Committee on Judiciary & Hawaiian Affairs.



Respectfully submitted on behalf of the members of the Committee on Consumer Protection & Commerce,