30th Legislature, 2019
View Legislative Calendar
The Legislature has adjourned Sine Die.
Find Your Legislator  


SB537 SD2 HD3       (?)


Measure Title: RELATING TO CONSUMER PROTECTION.
Report Title: Payday Lending; Small Dollar Loans; Small Dollar Lenders; Licensure; Requirements; Appropriation; Check Cashers; Registration; Voluntary Payment Plans; Notices ($)
Description: Transitions from lump sum deferred deposit transactions to installment-based small dollar loan transactions. Specifies various consumer protection requirements for small dollar loans. Beginning 1/1/2020, requires licensure for small dollar lenders that offer small dollar loans to consumers. Specifies licensing requirements for small dollar lenders. Authorizes the division of financial institutions to appoint 2.0 FTE examiner positions, funded via the compliance resolution fund, to carry out the purposes of the small dollar installment loan program. Requires check cashers to be registered with DCCA and to offer a voluntary payment plan to customers under certain circumstances. Establishes the terms of voluntary payment plans. Clarifies that a customer may only have one outstanding deferred deposit transaction from any source. Amends notices to customers required of check cashers. Removes the exemption for persons engaged in the bona fide retail sale of goods or services. Requires the Auditor to conduct a sunrise analysis of the regulation of payday lenders and deferred deposit agreements in the State. (SB537 HD3)
Companion:  HB79
Package: None
Current Referral: IAC, CPC, FIN
Introducer(s): BAKER, S. CHANG, K. RHOADS, Inouye, J.Keohokalole, Moriwaki, Nishihara, Wakai

Sort by Date Status Text
1/18/2019SIntroduced.
1/22/2019SPassed First Reading.
1/24/2019SReferred to CPH, WAM.
2/1/2019SThe committee(s) on CPH has scheduled a public hearing on 02-05-19 9:00AM in conference room 229.
2/5/2019SThe committee(s) on CPH recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPH were as follows: 6 Aye(s): Senator(s) Baker, S. Chang, J.Keohokalole, Nishihara, Ruderman, L. Thielen; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.
2/14/2019SReported from CPH (Stand. Com. Rep. No. 371) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.
2/14/2019SReport adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.
2/19/2019SThe committee(s) on WAM will hold a public decision making on 02-21-19 10:00AM in conference room 211.
2/21/2019SThe committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 9 Aye(s): Senator(s) Dela Cruz, Keith-Agaran, Inouye, Kanuha, Kidani, Moriwaki, Shimabukuro, Taniguchi, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 4 Excused: Senator(s) English, Harimoto, K. Kahele, Riviere.
3/1/2019SReported from WAM (Stand. Com. Rep. No. 1068) with recommendation of passage on Third Reading, as amended (SD 2).
3/1/2019S48 Hrs. Notice 03-05-19.
3/5/2019SReport adopted; Passed Third Reading, as amended (SD 2). Ayes, 24; Aye(s) with reservations: none . Noes, 0 (none). Excused, 1 (Senator(s) Harimoto). Transmitted to House.
3/5/2019HReceived from Senate (Sen. Com. No. 177) in amended form (SD 2).
3/7/2019HPass First Reading
3/7/2019HReferred to CPC, FIN, referral sheet 27
3/11/2019HRe-referred to IAC, CPC, FIN, referral sheet 29
3/11/2019HBill scheduled to be heard by IAC on Thursday, 03-14-19 8:30AM in House conference room 430.
3/14/2019HThe committees on IAC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 6 Ayes: Representative(s) Ohno, D. Kobayashi, Kong, Nishimoto, Takayama, McDermott; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Gates.
3/15/2019HReported from IAC (Stand. Com. Rep. No. 1367) as amended in HD 1, recommending passage on Second Reading and referral to CPC.
3/15/2019HPassed Second Reading as amended in HD 1 and referred to the committee(s) on CPC with none voting aye with reservations; none voting no (0) and Representative(s) McKelvey, Nakamura, Quinlan, Takumi excused (4).
3/15/2019HBill scheduled to be heard by CPC on Tuesday, 03-19-19 2:00PM in House conference room 329.
3/19/2019HThe committees on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Takumi, Ichiyama, Aquino, Cabanilla Arakawa, Cachola, Har, Kong, Onishi, Matsumoto; Ayes with reservations: none; 0 Noes: none; and 2 Excused: Representative(s) Belatti, Mizuno.
3/22/2019HReported from CPC (Stand. Com. Rep. No. 1594) as amended in HD 2, recommending referral to FIN.
3/22/2019HReport adopted. referred to the committee(s) on FIN as amended in HD 2 with none voting aye with reservations; none voting no (0) and Representative(s) Quinlan, Yamane excused (2).
3/27/2019HBill scheduled to be heard by FIN on Friday, 03-29-19 3:30PM in House conference room 308.
3/29/2019HThe committee(s) on FIN recommend(s) that the measure be deferred.
4/1/2019HProposed draft of Bill scheduled to be heard by FIN on Wednesday, 04-03-19 2:00PM in House conference room 308. Copy of proposed draft available at www.capitol.hawaii.gov.
4/3/2019HThe committees on FIN recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 13 Ayes: Representative(s) Luke, Cullen, Eli, Gates, Hashimoto, Kitagawa, B. Kobayashi, Matayoshi, Nakamura, Todd, Wildberger, Yamashita, McDermott; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Holt, Nishimoto.
4/5/2019HReported from FIN (Stand. Com. Rep. No. 2190) as amended in HD 3, recommending passage on Third Reading.
4/5/2019HForty-eight (48) hours notice Tuesday, 04-09-19.
4/9/2019HPassed Third Reading as amended in HD 3 with none voting aye with reservations; none voting no (0) and none excused (0). Transmitted to Senate.
4/11/2019SReceived from House (Hse. Com. No. 741).
4/11/2019SSenate disagrees with House amendments.
4/11/2019HReceived notice of disagreement (Sen. Com. No. 893).
4/17/2019SSenate Conferees Appointed: Baker Chair; English Co-Chair; S. Chang, J.Keohokalole, Fevella.
4/17/2019HReceived notice of Senate conferees (Sen. Com. No. 907).

S = Senate | H = House | D = Data Systems | $ = Appropriation measure | ConAm = Constitutional Amendment

Some of the above items require Adobe Acrobat Reader. Please visit Adobe's download page for detailed instructions.


SB537 SD2 HD3






CommRoomDate/TimeNotice 
CPH 229 2/05/2019 9:00 AM View
WAM 211 2/21/2019 10:00 AM View
IAC 430 3/14/2019 8:30 AM View
CPC 329 3/19/2019 2:00 PM View
FIN 308 3/29/2019 3:30 PM View
FIN 308 4/03/2019 2:00 PM View