§667-74  Availability of dispute resolution required before foreclosure.  Before a public sale may be conducted pursuant to section 667-25 for a residential property that is occupied by an owner-occupant, the foreclosing mortgagee, at the election of the owner-occupant, shall participate in the mortgage foreclosure dispute resolution program under this part to attempt to negotiate an agreement that avoids foreclosure or mitigates damages in cases where foreclosure is unavoidable. [L 2011, c 48, pt of §1, §45(2); am L 2012, c 182, §§38, 49]