§431:10C-208  Increase in premiums prohibited.  No premium on any motor vehicle insurance policy shall be increased as a result of any accident if the insured is not at fault in the accident.  An accident in which the insured was not at fault shall not be used in any way to affect any subsequent increases, including loss of any discounts, in insurance premiums. [L 1987, c 347, pt of §2; am L 1997, c 251, §33; am L 1998, c 275, §14]